Cash Gifts & Home Buying: The Right (and Wrong) Way To Do It

Emily Farber
Emily Farber
Published on July 25, 2025

Do you W=want to help your adult child buy a home? Thinking about using family money to buy your first home? You’re not alone—nearly 1 in 4 Gen Z and Millennial buyers utilized family money to make a home purchase. But there’s a right way (and several wrong ones) to make it happen without tax headaches or family drama.

In this video, I break down:
✅ How to use cash gifts for a down payment
✅ Creative strategies like family loans & trusts
✅ 3 common mistakes that could cost you big later

Whether you’re a parent wanting to help, or a first-time buyer hoping for some assistance, this video will walk you through how to do it smart and safe.

🩷 If you’d like to talk with me about BUYING or SELLING real estate in the greater Iowa City or Cedar Rapids areas, feel free to call/text 319-594-4455 or email me at Emily@EmilyFarber.com
I’d love to talk with you!
⭐️ Interested in working with me but want to know what others are saying? Read my reviews here! https://bit.ly/44mOR1S
🏳️‍🌈I support fair and equal housing opportunities for all

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